Residential mortgages
Financing arranged for buyers of homes and residential property. Every loan is subject to the lender's credit approval, underwriting, property eligibility and program requirements.
Residential Mortgage Financing
Empire Residential Solutions is a licensed mortgage broker in Bohemia, New York, arranging residential financing with third-party lenders since 2015. Licensed in New York, Georgia and Florida.
Non-QM & Luxury Single-Family
Self-employed borrowers, investors, non-traditional income, higher-value properties. Those are the scenarios where one lender is not enough — and where a broker earns their keep.
What we do
We do not lend our own money. We arrange financing with third-party lenders, which means we are not limited to one institution's appetite. When a scenario does not fit in one place, we can look in another.
Financing arranged for buyers of homes and residential property. Every loan is subject to the lender's credit approval, underwriting, property eligibility and program requirements.
Borrowers whose income does not fit a standard underwriting box — self-employed, investor, or otherwise non-traditional — often still have options. Non-QM lending is where a broker earns their keep.
Higher-value single-family properties, where the loan size or the property itself puts the file outside conventional programs.
Looking for commercial financing? Our affiliate Empire Commercial Solutions handles commercial real estate, bridge, SBA and construction lending.
For real estate agents
A deal rarely falls apart at the offer. It falls apart later, when the financing turns out not to work. The earlier we see a scenario, the more we can do about it.
We are a resource for the conversation before the offer — not a call centre, and not a pitch to your client.
An easy place to start
Enough for us to know which lenders apply.
A range is fine. We do not need exact figures.
When your buyer is hoping to close.
A general scenario is enough to start. Please leave out borrower names and sensitive financial information.
Check us before you call us
Our licences are public. Search NMLS ID #1470569 and you will find three active state licences and no regulatory actions on record. We would rather you check than take our word for it — that is the standard we would want from anyone handling our client's financing.
Tell us what you are trying to accomplish. We will tell you, honestly, whether we can help.