Residential mortgages
Purchase and refinance financing for primary homes, second homes and investment properties, matched to the lender whose program fits the borrower — not the other way around.
Discuss a scenarioResidential mortgages
Moving your deals forward.
A licensed mortgage broker arranging residential financing with third-party lenders — so one lender’s “no” doesn’t have to be the last word.
Self-employed buyers
The files that don’t fit a box.
Bank statement and alternative-income programs for buyers whose income is real, even when it doesn’t fit a W-2.
Luxury homes
Financing that matches the address.
Higher-value purchases, arranged with lenders who are comfortable well above conventional loan limits.
Real estate investors
Buy it. Renovate it. Sell it.
Fix and flip financing that looks at the property and the plan — and can cover the renovation alongside the purchase.
For real estate agents
A five-minute call beats a dead deal.
Bring us a buyer before the offer. Property type, price range and timeline are enough to start.
Straight answers
A clear yes, or a fast no.
Every scenario gets an honest read — including when the answer is no, so nobody loses a month finding out.
Residential financing
2018
Arranging financing since
#1470569
NMLS ID
NY · GA · FL
Licensed to arrange
None
Regulatory actions on record
What we do
A broker, not a lender — and that is the point.
We arrange financing with third-party lenders, which means we are not limited to one institution's appetite. When a scenario does not fit in one place, we can look in another.
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Non-QM loans
Borrowers whose income does not fit a standard underwriting box — self-employed, investor, or otherwise non-traditional — often still have options. Non-QM lending is where a broker earns their keep.
Discuss a scenario -
Luxury single-family financing
Higher-value single-family properties, where the loan size or the property itself puts the file outside conventional programs.
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Fix and flip financing
Short-term financing for investors who buy a home to renovate and resell. Lenders weigh the property and the renovation plan, not only the investor’s income, and many will finance the renovation alongside the purchase.
Discuss a scenario
Looking for commercial financing? Our affiliate Empire Commercial Solutions handles commercial real estate, bridge, SBA and construction lending.
For real estate agents
Your buyer has a financing question. Start here.
A deal rarely falls apart at the offer. It falls apart later, when the financing turns out not to work. The earlier we see a scenario, the more we can do about it.
We are a resource for the conversation before the offer — not a call center, and not a pitch to your client.
An easy place to start
Bring us three simple details.
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Property type and state
Enough for us to know which lenders apply.
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Approximate price range
A range is fine. We do not need exact figures.
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Target timeline
When your buyer is hoping to close.
A general scenario is enough to start. Please leave out borrower names and sensitive financial information.
Check us before you call us
Everything we claim, you can verify.
Our licenses are public. Search NMLS ID #1470569 and you will find three active state licenses and no regulatory actions on record. We would rather you check than take our word for it — that is the standard we would want from anyone handling our client's financing.
Let's talk about your next deal.
Tell us what you are trying to accomplish. We will tell you, honestly, whether we can help.